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Description of our services
In Our Credit Repair Process We Will:
• Review and
analyze your credit reports
• Decide upon a plan of action
• Legally and ethically dispute and remove
inaccurate or unverifiable
derogatory information from all three (3)major credit bureaus: Equifax,
Experian, and Trans
Union
• Assist and advise you in rebuilding your
credit
Items We Work On
• Late Payments
• Bankruptcy
• Judgments
• Collection Items
• Charge-Offs
• Repossessions
• Foreclosures
• Tax Liens
• Student Loans
• Tax Liens
How Our Credit
Repair Process Works
At Total Score
Repair, we begin the credit repair process by
reviewing and analyzing our client’s credit
reports and credit rating, carefully assessing
each item and determining the condition of a
client’s credit report. We can discuss each
negative item with you to determine the proper
course of action. We can then begin the process
of disputing each of the inaccurate or
incorrect, misleading, outdated, or unverifiable
items from each of the three (3) bureaus.
Whether one is dealing with late payments, a
bankruptcy, judgments, charge-offs, collection
agency items, repossessions, foreclosures,
student loans, tax liens, etc., Total Score
Repair understands the needs of our clientele
and we are dedicated to delivering the highest
possible level of customer satisfaction and
support.
Total Score Repair
Solutions That Really Work!
Total Score
Repair works with each client individually to
help make the important changes that will build
a better credit life. We do this through ongoing
educational programs consisting of one on one
interaction with our credit specialists,
webinars, videos, and printed materials. History
has shown us that if you do nothing to change
the issues and habits that contributed to the
credit problem, it can, and most likely will, be
a problem in the future. One of our goals is to
help you recognize, address, and eliminate these
bad issues and habits before they come back to
haunt you. With your cooperation we can make
these credit problems no more than a distant
memory and turn your credit report into
something to be proud of.
TOTAL SCORE REPAIR
KEYS TO SUCCESS
• Do not allow
any new negative information to be added to your
credit report.
• Pay your bills on time. This is a MUST to
maintaining good credit.
• Keep the balance to less than 50% of your
credit limit on any revolving
accounts.
• Do not apply for new credit cards or seek out
major loans without consulting
with us first – some applications processes can actually
lower your score.
• Forward all communications received from any
credit bureau to us as soon
as possible so we have most updated information as we
continue to work on
your file.
• Let us know if there are any changes to your
address as soon as possible
after you move.
• Keep us advised if there are any changes to
how we may contact you (home
phone, cell phone, email, fax, etc.) so there is no delay in
working on your
file.
• Contact us with questions you have regarding
your file, for advice, or just
basic questions. It is in your best interest to be well
informed and we want
you to be well informed.
• Make sure you send us copies of all
communications you receive from
anyone that may negatively impact your credit file.
Total Score Repair
takes great pride in our ability to assist every
client in averting any additional negative
information from being placed on your credit report.
Following and adhering to these TSR Keys to Success
will insure a successful transition to an enriching
credit experience. |